Finding Affordable Health Insurance in Brentwood while filing for your divorce

You don’t have to be Arnold Schwarzenegger, but a divorce in Brentwood is quite common. There are so many issues to deal with during the divorce process and finding affordable health insurance in Brentwood is one of the issues you have to tackle. Don’t despair your health insurance agent can help you.

In Brentwood many families have employer provided health insurance benefit that covers the whole family. Often the other spouse is a stay at home parent or self employed, with no access to health insurance benefits. As long as you are in the process of the divorce, your spouse can’t take you of your health insurance plan. Once the divorce is settled, the spouse with the family health insurance coverage can no longer cover the other parent. They are no longer “family” members who can take advantage of their family health insurance plan.

With the rising health insurance cost it is important to address the “cost to insure all family members “, in the negotiation and settlement of the divorce. This is especially important, if the partner has pre-existing medical conditions and will be most likely rejected by the individual insurance companies. The first step is to find out if you are eligible for individual health insurance. You can call us or get an online health insurance quote. We will guide you through the health insurance possibilities and assist you filling out an application. Recently I reviewed a health insurance from a divorced client. She actually was enrolled in a maternity plan, while already having grown-up children and having no intention of getting pregnant. It is critical to rely on a health insurance expert while going through a divorce. Make sure you are buying a health insurance plan which fits your needs.

Going through the difficulties of a divorce is dramatic, let us take one burden of your shoulder and assist to find affordable health insurance in Brentwood.

Hospital Bills in Los Angeles are inflated and not transparent - even an Insurance Agent can't give you exact the cost

Anyone who has had in the last couple of years an outpatient surgery in Los Angeles with hospitals such as Cedar Sinai, UCLA, Saint John's must have had the same experience, Hospital charges in Los Angeles are inflated and outrageous!
When I, a health insurance agent myself, had an outpatient 30 minute procedure, I called before the procedure Blue Shield, my insurance company, and we went over the possible procedure costs. We knew that the procedure itself would cost $ 350.-, but when it came to the cost of anesthesia and hospital charge the insurance company could not give me the exact amount. When I opened the envelope and saw a hospital charge of $ 8,900.-, I thought this had to be a typo. But no it was reality. Thank god for my insurance the negotiated fee was $ 3000.-, but nevertheless why could I not have gotten this info up front.
Are you getting your car repaired without an estimate? So why do we accept that hospitals can charge without giving us a clear estimate!
David Lazarus, staff writer of the Los Angeles Times, has recently published an amazing article Medical bills need reconstructive surgery about this matter.
In order to get control of our health care cost we all should demand that hospital charges are as transparent as any other service industry. Once a consumer knows the cost, than it is much easier to evaluate if it is deemed necessary or if there are any other alternatives to get to the same result.